A return is almost always out of the question. Plus, gift givers don’t often include a return receipt, and we all know we wouldn’t dare ask for one. I’d rather admit to a crime than confess I don’t like a gift - how insulting to the gifter’s sense of aesthetics.
And-hey, I have limited drawer space. Who can keep these unwanted gifts for six months when there isn’t any space for them? I hate clutter, and unwanted gifts are just that.
This year, I am making an effort to swiftly remove any unwanted gifts from my house without hurting anyone’s feelings…and potentially benefiting others. As the old saying goes, one man’s trash is another man’s treasure. And thank goodness for that.
From the The Guardian:
“According to research published this week by the consumer body, one in four people (24%) received an unwanted or unsuitable gift for the Christmas of 2021. Meanwhile, a separate study by the personal finance comparison site Finder said £1.2bn was wasted on unwanted Christmas gifts each year.”
Come to terms with the fact that you will never use that gift and follow these quick tips to offload those unwanted gifts:
Sarah Brown via Unsplash
The most obvious choice for those unwanted pairs of mud-green sweat socks and that same fluffy robe you get every year from your Aunt Judy is to donate them. Just round up everything you don’t want and Google the donation center closest to you.
This is also a fantastic excuse to purge your closet of that pile of stuff you’ve been meaning to get rid of. A few bags of give-away-clothes will get your spring cleaning out of the way early.
Artificial Photography via Unsplash
Resale websites are all the rage right now. If you got a pair of pants that don’t fit or a sweater that isn’t your style, resell them on a website dedicated to just that. Sites like Poshmark, Mercari, and DePop are known for selling those trendy pieces of clothing you barely used.
Thrifting has never been hotter. Hop on the trend while people are constantly perusing sites for the hottest deal. Then reward yourself for being so virtuous, by dropping the cash on some fabulous things you’ll actually wear!
Jackie S via Unsplash
If you got something that you think one of your friends or family can benefit from, why not give it to them? There’s no shame in revealing that it was a gift and you don’t want it anymore…as long as you aren’t re-gifting to the person who gave it to you!
Or, keep the gifts to re-gift at a later date. You never know when you’re going to need a last minute gift. You’ll thank yourself later.
Attempt a Return
Erik McLean via Unsplash
If your item still has a tag, you can make a valiant effort to return to the store. If you can make your case, many stores won’t want to fight you on it. They may be forgiving and grant you store credit at the very least.
Mobile apps are so entrenched in our daily lives it's easy to forget their impact. But apps have truly changed the world.
Throughout time, technology has changed how we interact with the world, each other, and ourselves. In centuries past, the compass enhanced our ability to explore, the steam engine revolutionized our ability to perform difficult tasks, and the printing press radically changed the way we circulate information.
In this century, we've seen artificial intelligence, virtual reality, and autonomous cars. But the technology that has most drastically changed our daily lives is the one in our pockets. We often look at smartphones and the apps they contain as mere entertainment, but it's hard to ignore how phone apps have changed the world.
It's interesting to consider life before the phone or telegraph. In those days, most people didn't travel much further than their hometowns. Because of that, one's social circle was kept relatively small, further necessitating social acceptance. Even if you did have social connections beyond your hometown, communication was kept by letters, making it challenging—though not impossible—to maintain a relationship.
Because of social media apps such as Facebook and Instagram, messenger apps like Facetime and Zoom, and even dating apps like Tinder or Bumble, our social circle has expanded beyond those in close proximity. Those of us who feel outcasted by their immediate society don't have to become recluses the way they might have in previous centuries. You simply need to open an app to find their own tribe.
There's a reason for the expression "knowledge is power." Throughout history, knowledge has been entrusted to the educated few—those with access to literacy, books, and the ability to do research. Even as public libraries arrived on the scene, people were bound to whatever books were available in their section of the world.
Smartphones themselves already put an astonishing amount of information into the hands of the everyday person. But mobile apps change the world of information even further by organizing the mountains of information, making them accessible and digestible. Apps like Duolingo teach new languages, streaming services connect us to online classrooms, and teachers create new apps to augment instruction.
Employment has followed a similar model throughout time: you choose a career and remain in that profession for the majority of your life. We see this with the apprentice and the squire of yesteryear and the office worker of the 20th century. Work provides a sense of stability for workers and employers, but for some it contributes to a sense of monotony.
In recent years, we've seen a rise in the "gig economy." This model emphasizes independent workers hired for short-term employment. Rideshare services like Uber began this model, and apps like Doordash continued it. Even streaming apps like Spotify and YouTube allow creators to make a living based on their own ideas and not based on their employers' wants.
Mobile apps are now part of our society's landscape, for better or worse. Recognizing their impact will allow us to decide what kind of impact they will have in the future.
You know the old saying — an ounce of prevention is worth a pound of cure. Doubly so on the internet.
Having one's digital life hacked is a little like death: We walk through daily life, blissfully unaware of its possibility, while all the while it dangles over our heads like the Sword of Damocles.
Rather than be caught unawares, surrendering bank account information and sexy selfies to nefarious, faceless internet criminals, follow these steps now to protect yourself. You know the old saying — an ounce of prevention is worth a pound of cure. Doubly so on the internet.
Use better passwords
That means no pet names, no birthdays, no kid names. Get creative with a complex string of upper and lowercase letters, numbers, and symbols. You might even think of this as an opportunity to give yourself a motivational phrase like, "Youarebrilliantin2019!" Set up passwords — and different ones! — on your voicemail, Wi-Fi, and individual apps for banking and email.
...and use a password manager
Password managers like 1Password and LastPass make logging into websites simple without leaving yourself vulnerable to problematic browser autofill. One master password gains access to all the others, so you want it to be long and complex with numbers and special characters so not even the most determined hacker can guess it. From there, the password manager takes care of all your other password.
Employ multi-factor authentication
Sheera Frenkel, who writes about cybersecurity for The New York Times, says that a password manager and multifactor authentication "are the bare minimum of what we should all be doing. And even with all that, I just assume I'm going to be hacked any day." Here's how to set up multi-factor authentication on Apple, Google, Instagram, and more.
Keep your operating systems up-to-date
Most successful hacks exploit vulnerabilities of out-of-date operating systems. When Apple or Android tells you an update is ready, download and install it. Ditto with apps. Keep them up-to-date to protect against data breaches, and be mindful which ones you download. No longer using Shazam or Tinder? Delete 'em.
Use "Find My Phone"
You can set your phone to automatically erase itself after a certain number of incorrect passcode attempts. You can also use Apple and Google's "find my device" services, which can locate your phone on a map, remotely lock it, make it ring or the nuclear option — delete it entirely.
Beware open wifi
The danger isn't in your local Intelligentsia — though you shouldn't log into your bank accounts on any open networks — but if you're ever unsure about a wireless network, stick with your phone's mobile internet connection or use a VPN, which routes your activity through a private encrypted connection. Here's a recent rating of VPN services by PC Mag to help you choose.
There's no such thing as 100% security but following these steps will keep your digital data as safe as a citadel.
These apps are free to download, but they seduce you into spending.
These apps may be free to download, but once they're on your phone, you're likely spending cold hard cash when you use them. Delete or spend at your own peril!
When Dan Frommer of Quartz took a look at which of his apps were gobbling up most of his data usage, he was surprised.
"Twitter turns out to be my biggest 'expense,' he wrote. "This seemed surprising at first: isn't Twitter just 140-character text snippets? But with all the photos and videos in the Twitter stream today, plus loading websites in the built-in browser, addict-level usage adds up." Next in line, Instagram.
If you're only using these apps on wifi, you're not spending by scrolling. But if you can't resist seeing what your ex is up to when you're sitting in the no-wifi dentist's waiting room, then it's gonna cost you. Delete and set yourself free.
Sure, it's free, and yeah, you're just using it for fitness inspiration or keto recipes or whatever you tell yourself. But Instagram's super-targeted, compelling, and on-point ads may be causing you to click-to-buy products you'd never otherwise consider. You know: the miracle exfoliator, the chicest workout leggings, the meal kit that will make your life easier and way more delicious.
Seven out of ten hashtags on Instagram are branded, which means most of the time you're interacting with advertisers whether you realize it or not. In 2016, at least thirty percent of Instagram's users had purchased a product they first discovered on the platform; in 2018, when the monthly users were up to 1 billion on the platform, there was sure to be even more app-driven purchases. And yes, we speak from personal experience.
You love your Prime, we know. We do too. But all the seductive lure of those free deliveries is causing you to spend beaucoup bucks. When you've got the phone in your hand and one-click buying activated, a new backyard hammock or silky nightgown or kitchen gadget is one tap away. And the taps add up.
Research has shown that Prime members spend an average of $1,300 per year on Amazon, compared with just $700 for non-Prime customers. Take the app off your phone and you might find a new way to fund that trip to Portugal you've been dreaming of.
Don't stop at Amazon; this goes ditto for all your go-to shopping apps, like ShopBop and Etsy. According to App Annie, time spent on Amazon, Amazon Shopping, Wish, Etsy and Zulily grew 44 percent in the first half of 2017 compared with the first half of 2016. If you're spending time, you're probably spending money.
Food Delivery Apps
Any time you're making convenience too, well, convenient, you're hurting your wallet. Consider dinner. Between taxes, service fees, delivery charges and driver tips, a $10 burrito can easily turn into a $20 mindless splurge.
Americans spend an average of $63 a month on food delivery services. that's $756 a year — enough for a round-trip ticket to Europe. When HuffPost editor Janie Campbell wrote about her reliance on Postmates, she found that the had spend $287.71 on delivery fees and another $70.88 for additional fees in the first 22 days of a month.
Delete that app and use your phone the old-fashioned way — to call in a pick-up order. Or save mondo bucks by learning a few easy-to-whip up pantry meals; soon enough you'll have saved enough to eat ramen in Tokyo.
The cost of higher education has been steadily increasing over the past four decades and that's not changing
Universities and other advanced schools of learning seem to be raising their prices at an alarming rate. Higher education costs have ballooned over 538% since 1985. To put this in perspective, healthcare has increased more than 286% and the consumer price index has gone up 121%. That means education costs are over four times what they were thirty years ago.
No wonder people are complaining. But with these price increases come a greater quality and a better educational experience than what was to be had twenty or thirty years ago. Whether college is a better overall experience than before is individual and subjective.
However, campuses are making improvements. They are getting bigger, more diverse and more academically expansive. Let's take a look at some of the positive changes you will be getting for your extra money.
High tech coursework
There were computers and technology thirty years ago, but nothing like today. You can visit a lecture in person or watch from a distant location online. You can watch it at a later time which suits your schedule. Online classrooms foster better communication with students and teachers.
Entire projects can be done online without the need for paper products. Teaching can be done in different and more effective ways. Technology has offered better ways to read, write and compute. Business, trades and manufacturing have embraced technology and are ever changing. Universities offer exposure and application of these technologies to their coursework and future profession.
Better food service
On campus dining has gotten more elegant and healthier. There are better choices and fresher produce. Canned and fried foods aren't as prevalent as they once were. It's common to have a fully stocked salad bar at every meal. Universities cater to those with special dietary needs.
Culturally diverse cuisine can be enjoyed right on campus. Wider menu choices are a norm. You can still choose to be unhealthy, but you have many more options than before. Satellite cafeterias serve those on the outer edges of campus. Some are even open to and frequented by the public. Gone are the cliché tales of miserable dorm food. These improvements cost more money.
Many universities or surrounding areas offer student housing which is on or close to campus. You get quick access to classrooms, school facilities, and sporting events in just a short walk. It's so much more fun when you can enjoy college living with your peers and not have to drive all over to get to your classes. Facilities have improved and now offer a higher standard of living.
Living communally can mean increased safety. Students don't have to risk driving through traffic to get to classes. Students live among each other and not the general public. They can look out for each other and be better aware of unwelcome intruders.
Yes, these improvements are part of why costs have risen. But these upgrades are investments to ensure that present and future students will have a beautiful place where they love to live. Better dormitories, expanded libraries and refurbished athletic centers attract and retain students.
Campuses offer a more diverse student body and faculty than before. Your college experience will be much richer with exposure to fellow students and academics from different cultural and racial backgrounds. Learning together with people who don't look like you or sound like you encourages cooperation, collaboration and innovation.
Research shows diversity in education produces higher academic achievement and promotes better relationships between different cultures. A diverse, well-educated public is better for business, international relations, and national security. Plus, it's fun getting to know different cultures and different experiences. You will inevitably become more worldly, more open-minded, and more sensitive to other cultures.
Better support services
Campuses now offer a wider range of support services. Students can get help with financial aid and student loans. Tutoring services for students challenged by their new coursework can be obtained through the schools. Counseling services, job placement assistance, even assistance with finding housing can be facilitated by the university. It's no longer uncommon for a campus to have its own health clinic or urgent care facility.
There are more people in our country than there were thirty years ago. It stands to reason that with more people come more students and a greater need for higher education. With this demand comes an increase in the need to renovate and expand academic facilities and programs.
This is always going to result in increased costs. The cost of college is definitely inflated more than it necessarily needs to be. However, the increase in and of itself is to be expected with time. If you are old enough to have children attending college, you will notice that their college experience will be much more diverse and multi-faceted. So is that worth the increased costs?
Whether you agree or disagree doesn't mean you are going to like shelling out all that money every year, or that news of an increase is going to make you cheer for better quality. They say you get what you pay for. Do you think college is worth the money? Let us know in the comments!
Musings: From two perspectives of tech conglomerate fines, antitrust laws, and the tech world as a whole
Lauren: The EU has given Google a $2.7 billion fine due to alleged antitrust violations. According to EU antitrust regulators, the internet giant is a monopoly. And so Google now has to prove that it has rivals that had made substantial inroads to its businesses, including specialized search categories, mobile phones, and online ad buying. This fine and punishment could also set a precedent for other tech giants. Seems like they're not as unstoppable as many have believed.
Jane: It would set a precedent in Europe. Google has been doing that here forever. But the application of antitrust laws to tech companies interesting. Amazon, Google, Apple, and etc. easily outpace other smaller companies and since they dominate the newer, harder to regulate marketplaces, there is a lack of checks and balances in place
L: The law is definitely slow to catch up in this area. It feels like the second a new law addressing internet companies or online privacy passes, things are updated into something new that needs a whole new framework of regulations. The pace of advancement in technology and regulations just don't match up. Because of this, so much of what is done online is in a legal gray area. That's why it's interesting that Europe is attacking the problem using antitrust law. Those laws are pretty old, but are working in the context of the 21st century.
It feels like the second a new law addressing internet companies or online privacy passes, things are updated into something new that needs a whole new framework of regulations
J: The concept is still the same. Make sure the market is in favor of the consumer. Limiting competition does the exact opposite. Manipulating search results when Google is the primary search engine is shady.
L: This also shows how much the digital world can affect the real one. If you can't Google a business, it might as well not exist. When you think about it, Google has immense power over our lives. So does Facebook or Amazon. These websites and companies are deeply ingrained in our daily lives and our economy.
J: Amazon is trying to be the one-stop shop for everything. They've been trying to get into the grocery business for a long time and buying Whole Foods would cement them in the industry. It could be very successful or they can run the grocery story to the ground since Amazon's model is vastly different from Whole Foods.
L: I think Amazon might use Whole Foods as a testing ground for their new grocery shopping concept Amazon Go. That will be a huge change for the industry.
J: It would definitely blur industry lines even more but Amazon has a history of doing that anyway. Bezos purchased the Washington Post a few years ago. In Whole Foods case, prices might possibly go down. But you never know. There's a lot of unknown as tech companies melded and absorb other traditional companies.