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The Human Factor - Apple’s iPad Pro 'Crush!' Ad Lays Waste To Art

"Here's to the crazy ones, the misfits, the rebels . . . "

Think Different” – Remember that ad campaign?

Every English teacher on the planet went insane due to its grammatical error. But what a command. Permission to think different. To step outside conformity's bounds and dream BIG.

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Burning Down The House - The War On Public Libraries

“You don't have to burn books to destroy a culture. Just get people to stop reading them.” --Ray Bradbury

It’s National Library Week, so I’ve been thinking a lot about knowledge and the idea that knowledge should be readily available – for all. An informed populace is crucial to the health of the nation and a bulwark of democracy. The ability to think, to reason, to avoid being fooled, all these notions are tied to reading and easy access to the wisdom of the ages.

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Pandemic Profiteers - When Billionaires Got Richer, A Lot Richer

While you and me were counting our pennies, Bezos & Musk were raking it in

“Behind every great fortune lies a great crime” ... French novelist Honoré de Balzac

No one disputes the fact that the global pandemic threw us all under the bus. Some of us got sick. Some of us lost loved ones. Others lost jobs. Others reaped the benefits. At Inequality.org, journalist Chuck Collins recently shared some statistics concerning the ever-increasing disparity between billionaires and average folks. In a nutshell, the rich not only got richer – they got a lot richer.

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For The Freedom Of People - Bayard Rustin's American Dream

Emmy Award winner Colman Domingo’s Oscar-nominated performance as Civil Rights activist and LGBTQ+ forefather Bayard Rustin highlights Hollywood’s spotty history of recognizing, portraying, and marketing Black life and culture.

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It Wasn't All Velvet...Pavel Zajíček Crosses The Line

“In the dark times will there also be singing?” – Bertolt Brecht, 1939

Czech poet, lyricist, musician, immigrant, refugee, examinee of the State's Secret Police, enemy person, artist Pavel Zajíček died in Prague on March 5, 2024. He was 72. Zajíček was a seminal influence in the Prague Underground, which stood in crazy, colorful opposition to Soviet rule. Critic Ingrid Marie Jensen provides some historical background concerning the world Zajíček grew up in – and the world he helped change:

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Stirring the Pot - Students Drive Starbucks Off Campus

On Thursday, February 22, students from more than two dozen colleges demanded their institutions “cancel their contracts with Starbucks in protest against the company’s response to union organizing efforts,” according to TheGuardian (UK).

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8K Writers Can’t Be Wronged - AI Platforms “Scraping” & Stealing Bestselling Books

Close to 8 thousand writers recently signed a letter from The Authors Guild protesting the unauthorized use of their stories.

Technology is inescapably linked to the art and craft of writing. Humanity’s desire to share and preserve its thoughts, its pleasures, its discoveries, its knowledge, and its very survival led to hieroglyphics, the development of paper and ink, to the printing press, the typewriter, and the computer. Technology’s traditional aim was to make it faster and easier to create and disseminate the written word. Now it seems technology’s out to eliminate writers altogether.

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4 Market Trends To Consider Before Buying Or Selling Your House

The real estate market is in constant flux. This endless shuffling has homeowners across the country searching for a solution. Should they rent, sell, buy, or simply wait out the storm?

Given the all-time high housing prices, there are those who’ve lived in the same house for decades and are considering selling and cashing out for retirement before their home value drops. Americans are even questioning the upside of owning a house.

Since we never can predict how the market will perform, we’ve assessed the trends we’re seeing out there and broken down four of the biggest housing trends at the moment:

1. Loss of Equity:

For years, homeowners have watched their equity steadily rise. But in 2023, for the first time, anyone with a mortgage saw a decrease of 0.7% year-over-year. This may not seem like a lot, but it's a collective loss of $108.4 billion — or $5,400 per borrower!

That said, should homeowners tap into their home equity now before they lose more? Despite the stress and uncertainty, there’s no rush. As much as the market can decline, it will always bounce back at some point.

2. Inflation:

The cost of everything’s soaring — consumer goods, produce, travel, gas, and electricity. It can be tough to pay those bills and make each mortgage payment in a timely fashion. And if you have a big family? Forget it, many are living paycheck-to-paycheck.

The phrase house rich, cash poor is a reality for an increasing number of homeowners. Is this the American dream we’ve all been promised? Owning your home yet drowning under such an exorbitant cost of living may be too steep of a price to pay for most people.

3. High Demand and Low Supply :

The housing market has looked like this since Covid-19 as high demand remains a constant in an ever-changing market. Potential homeowners have various reasons for buying their homes — Baby Boomers and Gen Z’s seek to improve their living conditions, while Millennials and Gen X-ers seek stability. Regardless of your age, using home equity to build wealth is something all generations can agree on but is it even feasible these days?

By selling your home and leasing it back, homeowners can get the full equity out of their homes without taking on debt or moving. What an exceptional way to stay ahead of a fluctuating market and save money on outrageously high-interest rates. This gives you leeway to set a budget that covers a stable monthly lease payment because you now have financial flexibility.

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4. Interest Rates:

Generally, it’s assumed that owning a home is more economical than renting. But according to a recent stat, from January 2023 to date, it is actually cheaper to rent by an average of 17% — crazy!

So, does this mean all people who own their homes are losing money? Not necessarily, because a sale-leaseback is an excellent option. Essentially, a sale-leaseback blends two common transactions: a home sale and a lease.

We’re all feeling the effects of the current economy and housing market but there are some ways to take control of the situation. Sale Leasebacks are really growing in popularity in the U.S. Unlike a traditional sale when you work with a sale-leaseback specialist, there’s no listing, showing, packing, moving, waiting, or worrying about the buyer’s mortgage approval. You can sell high now and then rent until housing prices are lower.

Purchase of your home can happen in as little as 30 days, and your lease starts immediately upon closing. No matter if you're in the midst of moving to a new home or are finalizing renovations, you can utilize a sale-leaseback to stay put while your dream home is completed.

So, if you’re in between houses or a renovation, using this brilliant solution can help save. Plus, the money you receive from the sale can be used for anything you want — tackle inflation, pay off debt, diversify investments, or plan for retirement.

Many people lack the skills and knowledge — let alone the confidence — to do their own research and take action. But there are expert sale-leaseback advisors and real estate experts out there who are happy to help you to free up your home equity and plan for your financial future.

Working with an experienced sale-leaseback company can allow you to protect your wealth against volatile home values and diversify your investments into income-generating assets such as stocks. More importantly, you have access to cash to use during the times you need it most.

We recommend Truehold, a trusted source and the best provider of sale-leasebacks in the US. Unlike other real estate companies, they’re on a mission to help provide trustworthy financial and real estate alternatives for those who want to access their home equity and stay in their homes.

Let go of the financial stress of home ownership. Reach out to the Truehold team today and continue enjoying the home you live in.

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The Ultimate Real Estate Hack: How Sale-Leasebacks Can Aid Your Finances!

With the soaring costs of living in cities across the US, many homeowners increasingly feel like they’re house-rich and cash poor. Back when they made that initial investment, they never imagined the unexpected financial challenges and everyday stress that owning a home can bring.

In 2023, many homeowners often find themselves at a crossroads. Should they grit their teeth hoping the housing market stabilizes? Are their expectations in owning a home matching up with the reality of ever-increasing interest rates? Do they simply put up with all the challenges that occur when you own a home like high mortgage payments and the costly cycle of home repairs? Or should they sell their family home, cash out of the equity they’ve earned, and move onward?

These are the kind of questions that keep our finance editors up at night. So, we scoured the internet for a solution. We were intrigued when we discovered something called the home sale-leaseback.

Just what is this sale-leaseback thing? A sale-leaseback blends two common transactions: a home sale and a lease. By selling your home and leasing it back, homeowners can get the full equity out of their homes without taking on debt or moving. It’s a win-win.

Here are 5 reasons why sale-leasebacks may be perfect for you:

1. Reduced Expenses/Taxes

Freeing up your assets with a home sale-leaseback arrangement can help you pay off that mortgage and even avoid taking on more debt. Stop paying for major repairs and maintenance, property insurance, and property taxes. Establishing a budget that covers a stable monthly lease payment and utilities allows for more financial flexibility and peace of mind.

2. Disposable income

People typically use their all-cash home equity proceeds from a home sale-leaseback to:

  • Invest or diversify investments
  • Pay off debt
  • Plan for retirement investments or travel
  • Buy or renovate another home
  • Cover unexpected financial or healthcare costs

BONUS: In general, if you are an individual who has owned and lived in your home for at least two out of the past five years, you do not have to pay federal income taxes on the first $250,000 of profit on your home sale. In general, married couples filing jointly, you do not have to pay federal income taxes on the first $500,000 of profit.

3. Flexibility/Less Stress

Yes, you can sell your home and keep living in it uninterrupted! Unlike a traditional sale, when you work with a sale-leaseback specialist, there’s no listing, showing, packing, moving, waiting, or worrying about the buyer’s mortgage approval. Purchase of your home can happen in as little as 30 days, and your lease starts immediately upon closing. If you're in the midst of moving to a new home or are finalizing renovations, you can utilize a sale-leaseback to stay put while your dream home is completed.

Learn More Here

4. Build a financial legacy for your children

Providing for your family is essential, creating stability and opportunity for the next generation. It’s quite liberating to have access to disposable income that you can either put toward investments or that grants you the flexibility to move for the sake of your family's future.

5. Work With Trusted Experts

Sure, you can google it but why spend the time when expert sale-leaseback advisors are happy to talk you through the process? Working with a real estate expert will allow you to free up your home equity and plan for your financial future. Working with an experienced sale-leaseback company can allow you to protect your wealth against volatile home values and diversify your investments into income-generating assets such as stocks. More importantly, you have access to cash to use during the times you need it most.

After extensive research, we identified Truehold as the absolute best sale-leaseback provider in the US. They're the best choice for homeowners who want to unlock their home equity, debt-free, without having to move. It’s comforting to know that they provide trustworthy financial and real estate alternatives for those who want to stay in their homes. Truehold buys your house and leases it right back to you - easy-peasy.

Thanks to Truehold’s fantastic sale-leaseback, you can let go of the financial stress of home ownership. Reach out to the Truehold team today so you can continue enjoying the home you love with fewer worries and more money for whatever life has in store.


She’s Black. She’s Gay. And an Émigré - Karine’s At Home In The Briefing Room

The White House Press Secretary is the face of the administration they represent...in more ways than one. Whoever fills this crucial role provides the official response to a multitude of questions, concerns, outrages, and challenges. And that person’s attitudes and actions shape the way we perceive the White House and the President’s basic relationship to the press corps, the American public, and the historical record.

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