Basic Homeowners Insurance Surprisingly Doesn't Cover These Things

Raising a family in my own home has been a goal of mine for as long as I can remember...even before I met my wife. Once I took the plunge and bought a house, got a mortgage, and we purchased homeowner's insurance because it was a requirement. Unfortunately, I signed a policy without looking too deeply at the fine print. It turns out, a lot of people think homeowner's insurance covers all their needs, but that's a myth.

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